Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. How Will You Be Remembered? How are you protecting your own memory through adequate legacy planning that will pass your gains safely on to your family. Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate.