Services

What We Do

RBJ Insurance & Benefits, LLC is a full-service Insurance and benefits firm dedicated to providing exceptional service to doctors, dentists, business owners and high net-worth individuals as well as Group Benefits for the practices and companies they own.

Whether you are a resident physician in training looking for discounted Disability Income Insurance, term life insurance and debt management (including strategies for student loans) or you are an Entrepreneurial business owner seeking help with Group Benefits or a 401k plan for your firm or anyone in between, RBJ can custom tailor a solution to fit your needs.

Please contact one of our Financial Professionals for your complimentary consultation and to see how we can be of value to you or your company.

Insurance

We spend time really getting to know our clients, their practices and businesses they own to make sure that the financial and insurance advice we provide is custom tailored to our clients’ specific situations.

Based on your needs, objectives and goals, our financial professionals will work with you to identify and implement
risk management and insurance services related to:

Term Life Insurance
Permanent Life Insurance
Disability Income Insurance
Long Term Care Insurance
Group Insurance including Group Disability and Group Life Insurance in addition to Group Health Insurance.

Discounted Disability Income Insurance for Medical Residents and Fellows:

We have exclusive access to certain discounts and various hospitals for deeply discounted disability income insurance, including unisex rates and Guaranteed Standard Issue policies, at several hospitals throughout the country. We offer insurance products in most states in the country through a number of fine carriers.

An RBJ Financial Professional will work with you to identify the right policy and discount for your situation and will show you your various options; not just an option from one particular company. Simply contact an RBJ Financial Professional to compare your options.

For more information on setting up a unisex discount or Guaranteed Standard Issue offer for disability income insurance at your hospital or training program, please contact one of our Financial Professionals

Discounted Disability Income Insurance for Attending Physicians and other Professionals:
RBJ has access to discounted disability income insurance policies, some including unisex pricing, for attending physicians at hospitals and groups throughout the country. We also work with non-medical professionals to identify applicable discounts and compare and contrast coverage options.

An RBJ Financial Professional will work with you to identify the right policy and discount for your situation and will show you your various options; not just an option from one particular company. Speak with an RBJ Financial Professional to compare your options.

If you work for a group without a discount, please contact us to help set up a discount program for your hospital/group by clicking here.

Group Benefits- 401(k) Plans, Cash Balance Plans, Executive Benefits, Group Life, Group Health and Group Disability Insurance:

RBJ Financial Professionals also provide Group Life, Health and Disability Insurance to practices and businesses. We also design, implement and manage 401(k) plans for all sizes of practices and groups throughout the country, including Cash Balance Plans and Executive Benefits Plans. Speak with an RBJ Financial Professional to discuss how we may able to reduce your plan costs and increase employee retention and attraction with specifically tailored Group Benefits offerings.

Group Benefits & Practice Management

RBJ can be your one-stop shop for your Group Benefits, Practice Management, Business Evaluation and Key Employee Retention efforts. We work with medical practices as well as non-medical companies in designing and implementing various employee benefits, including but not limited to 401k plans, Cash Balance Plans, Key Person Life Insurance, Disability Overhead Insurance, Buy/Sell Agreement Insurance, Group Life Insurance, Group Short-Term Disability, Group Long-Term Disability, and Health Insurance plans.

For a complimentary consultation and to discuss your company’s specific objectives, goals and needs, please speak with one of our Financial Professionals.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

info@RBJBenefits.com | 410-773-4444